Rent or Buy?

You get to learn the county split. The Maury vs Williamson divide changes your school district, tax bill, and home value. Renting for a few months lets you experience both sides before committing.

You can test the commute. Traffic is the #1 complaint about Spring Hill. Renting lets you test your actual daily drive before locking into a location.

You can explore neighborhoods. Every subdivision has its own feel. Driving around and spending time in different areas is the best way to find the right fit.

The market isn't going anywhere. Prices are down about 5.7% from a year earlier, per Redfin (three months ending September 2026), and homes are taking longer to sell. You're not going to miss the boat by renting for 3-6 months first.

You start building equity immediately. Renting is pure cash out the door. At 7.24% on a $400,000 loan, only about $313 of your first $2,726 payment goes to principal. That share grows every month, and any price gains are yours.

New construction is available. With 149 new-build homes on the market and a build timeline of 8-14 months, you can lock in a price and customize — you don't have to compete for existing inventory.

You already know what you want. If you've done your research, visited the area, and know which school district and neighborhood you want — there's no reason to pay rent for months while you wait.